Cost of Living in Orlando, FL: A Homebuyers’ Guide to Orlando Living Expenses
Along with a rich cultural scene, diverse dining options, and beautiful parks, the cost of living in Orlando, FL, helps make this incredible city a desirable place to live. With a thriving economy, numerous major employers, and a pleasant year-round climate, Orlando truly has something for everyone and attracts all kinds of homebuyers.
Before relocating, it's important to understand what to expect in Orlando. This guide offers insights into Orlando's average living expenses, home prices in various neighborhoods, and options in Pulte® communities, helping you navigate the cost of living in Orlando effectively.
Summary:
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Cost of Living in Orlando, FL
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Comparing Average Home Prices and Rent Costs in Orlando
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Other Living Expenses in Orlando, FL
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Grocery Shopping and Dining Out in Orlando
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Transportation Options and Fuel Costs in Orlando
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Healthcare and Insurance Costs in Orlando
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Utilities, Internet, and Phone Expenses in Orlando
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Tax Rates in the Orlando Area
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Recreation Costs in Orlando, Florida
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Average Salary in Orlando
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Potential Tax Benefits for Homeowners in Orlando
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Average Cost of New Construction Homes in Orlando by Neighborhood
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Conclusion
Comparing Average Home Prices and Rent Costs in Orlando
The overall cost to live in Orlando, Florida, is on par with the national average per RentCafe® as of September 2024. Orlando’s affordable cost of living, along with no state income tax, are among the factors that allow residents to make the most of their budget on housing, healthcare, and groceries.
RentCafe’s September 2024 data reports that housing is 5% higher than the national average. According to Zillow®, as of October 2024, the median home sale price in Orlando is between $400,000 and $450,000. The average rent for a one-bedroom apartment in the city center is approximately $2,000.
Other Living Expenses in Orlando, FL
Moving to a new home involves more than just covering the mortgage or rent; daily expenses play a significant role as well. Let’s explore the various living expenses in Orlando, Florida, that contribute to the city’s average cost of living.
Grocery Shopping and Dining Out in Orlando
According to RentCafe, as of September 2024, groceries in Orlando are 1% less expensive than the national average.
Dining out in Orlando, FL, varies widely in cost. Numbeo® reports casual restaurants typically charge around $15 to $25 per person, while mid-range options range from $25 to $50 as of October 2024. Fine dining can exceed $50 per person. With its diverse culinary scene, Orlando caters to a range of budgets and tastes.
Transportation Options and Fuel Costs in Orlando
Transportation in Orlando is 4% lower than the national average, according to RentCafe as of September 2024. Fuel costs are also generally in line with national averages at $3.44 per gallon, making it affordable for residents to commute and travel within the city, according to Numbeo as of October 2024.
Healthcare and Insurance Costs in Orlando
Overall, the cost of healthcare in Orlando is 7% less than the national average, according to RentCafe’s September 2024 data, with a doctor’s visit being approximately $125.93 and a dental appointment costing about $104.36.
For insurance costs, MoneyGeek® finds that Orlando health insurance premiums for a 40-year-old adult typically range from $368 to $848 as of October 2024, depending on the provider and plan. These reasonable Orlando living expenses for medical care offer an attractive option for residents.
The average cost of living in Orlando, Florida, per month for utilities, including electricity, heating, cooling, water, and garbage, typically ranges from $160 to $220, according to Numbeo, as of October 2024. Internet service runs about $70 per month, while mobile phone plans vary but generally cost between $50 and $100. Overall, RentCafe finds these expenses are 6% lower than the national average, making Orlando a manageable place for residents in terms of utility and communication costs. The price of living in Orlando, Florida, benefits from a favorable tax environment with no state income tax, which significantly reduces the overall tax burden for residents, per the Florida Department of Revenue in October 2024. The sales tax rate is 6.5%, potentially rising to around 7.0% with local additions. Property tax rates in Orange County average about 1.02% of assessed property value. This combination of low taxes enhances Orlando’s appeal as a desirable place to live and work. Recreation costs in Orlando, FL, vary by activity. Admission to major theme parks like Walt Disney World® and Universal Studios® ranges from $109 to $179 per day, depending on the season and ticket type. Many outdoor activities, such as visiting local parks, are free or low-cost. Monthly memberships for sports and fitness facilities typically range from $30 to $60. Overall, Orlando offers diverse recreational options to fit different budgets. ZipRecruiter® finds the average annual salary in Orlando, FL, is $54,634 while the median hourly wage is about $26, with significant variations by industry. Jobs in healthcare and technology can range from $89K–$94K, finds the MIT Living Wage Calculator, while education and administrative support roles typically start lower. As of October 2024, the Florida Department of Revenue reports that homeowners in Orlando, FL, benefit from relatively low property taxes, averaging 1.02% of assessed value. The Homestead Exemption can further reduce the taxable value of a primary residence by up to $50,000, enhancing the appeal of homeownership.Utilities, Internet, and Phone Expenses in Orlando
Tax Rates in the Orlando Area
Recreation Costs in Orlando, Florida
Average Salary in Orlando
Potential Tax Benefits for Homeowners in Orlando
Average Cost of New Construction Homes in Orlando by Neighborhood
Understanding the average cost of new construction homes in Orlando, FL, by neighborhood is crucial for prospective homebuyers. New home costs can vary significantly based on location and amenities. This overview highlights average new construction prices in some popular Orlando neighborhoods to aid in informed decision-making.
Kissimmee
This dynamic neighborhood is known for its community-oriented atmosphere and proximity to world-famous attractions like Walt Disney World and Universal Studios. With a diverse range of housing options, from charming single-family homes to modern townhouses, Kissimmee caters to various lifestyles. You’ll find numerous parks, recreational facilities, and a lively downtown area filled with shops and restaurants. Its warm climate and abundant outdoor activities make Kissimmee an appealing destination for residents seeking a blend of fun and relaxation.
The average cost to build a new home in Kissimmee, per NewHomeSource® in October 2024, ranges from the mid $200Ks to the mid $900Ks. Pulte® new construction homes in Kissimmee, FL, start in the mid $300Ks.
Saint Cloud
Saint Cloud is a welcoming neighborhood that combines small-town charm with modern amenities. Known for its picturesque lakes and parks, Saint Cloud offers a variety of outdoor activities, from boating and fishing to hiking and picnicking. The community features a range of housing options, making it suitable for families, retirees, and young professionals. With an inviting atmosphere, local shops, and restaurants, Saint Cloud fosters a strong sense of camaraderie while being conveniently located near major highways for easy access to nearby attractions and cities.
As of October 2024, NewHomeSource finds the average cost to build a new home in Saint Cloud ranges from the mid $300Ks to the mid $500Ks. Our new construction homes in Saint Cloud, FL, start in the upper $400Ks.
West Melbourne
A growing neighborhood known for its friendly environment and convenient amenities, West Melbourne is a lovely mix of suburban charm and modern developments. The area has a variety of housing options, from single-family homes to townhouses. Residents enjoy access to parks, recreational facilities, and a bustling shopping scene. The community's proximity to major highways and nearby beaches enhances its appeal, offering a perfect balance of tranquility and accessibility.
The average cost to build a new home in West Melbourne, per NewHomeSource, ranges from the mid $300Ks to the mid $500Ks as of October 2024. Our new construction homes in West Melbourne, FL, start in the upper $300Ks.
Sanford
Living in Sanford, FL, offers an alluring mix of historic appeal and modern convenience. Situated along Lake Monroe, the city provides beautiful waterfront views and recreational activities like parks, boating, and fishing. Sanford’s lively downtown features shops, restaurants, and cultural attractions. With a strong sense of community and easy access to Orlando, Sanford is an ideal place for homebuyers seeking a peaceful yet connected lifestyle.
The average cost to build a new home in Sanford ranges from the mid $300Ks to the low $700Ks, per New Home Source in October 2024. Our new construction homes in Sanford, FL, start in the mid $300Ks.
Conclusion
Moving to a new area, whether a different city or just a new neighborhood, involves many considerations, especially for living expenses. Given the Orlando price of living, you can experience all this exciting city offers without breaking the bank, potentially making it the perfect choice for you.
Explore new construction homes in Orlando, FL, today, or browse more Pulte blogs.
Written By: Marian Soto-Gautier, Orlando Resident and PulteGroup Marketer
Last Updated: 4/10/25